Felder, Stefan:
To wait or to pay for medical treatment? Restraining ex-post moral hazard in health insurance.
In: Journal of Health Economics, Band 27 (2008), S. 1418 - 1422
2008Artikel/Aufsatz in Zeitschrift
Wirtschaftswissenschaften
Titel:
To wait or to pay for medical treatment? Restraining ex-post moral hazard in health insurance.
Autor(in):
Felder, StefanLSF
Erscheinungsjahr
2008
WWW URL

Abstract:

We explore the hierarchy of two instruments, waiting time and coinsurance for medical treatment, for optimally solving the tradeoff between the economic gains from risk sharing and the losses from moral hazard. We show that the optimal waiting time is zero, given that the coinsurance rate is optimally set.